Keep track of who owes you money
Record money you lend, add repayments as they arrive, keep the transaction history, and always know exactly who owes you and how much is still outstanding.
How do I keep track of money people owe me?
Add the person and record the money they owe you. When they pay back all or part of it, record the repayment. Where's Money keeps the history and updates the remaining balance, so you don't have to reconstruct the debt from messages, notes or memory.
Open the app and you can see who owes you, the transactions behind the balance, and how much is still outstanding.
A clear record from loan to repayment
The balance is useful. The history behind it matters too.
Record who owes you
Keep each person's money record separate and easy to find.
Add money lent
Record new amounts when you lend or otherwise become owed money.
Record repayments
Add full or partial repayments as you receive them and keep the balance current.
Keep the history
See the transactions behind each balance instead of keeping only one unexplained number.
Partial repayments don't erase the story
Someone may owe you 1,000 and repay it in several parts. Instead of changing the original amount or trying to remember what has already been paid, record each repayment as it happens.
Where's Money keeps the transactions and shows the balance that remains, so you can see both the current number and how you got there.
Track money in both directions
Where's Money is not limited to money owed to you. You can also record money you owe to other people. That keeps receivables and personal debts in the same financial picture without confusing the two directions.
And because these balances are part of your finances, they can sit alongside your cash, accounts, savings and investments instead of living in a separate note.
No bank connection required
You enter the records you want to keep. Where's Money does not need access to your bank accounts and does not collect your financial data.
What if you lose your iPhone?
Your data stays on your devices and in your iCloud — not on our servers. Install Where's Money on a new iPhone or iPad and restore your information from iCloud.
Part of your full financial picture
Money owed to you and money you owe can be viewed alongside cash, accounts, savings and investments.
Straight answers about tracking money owed
How can I remember who owes me money?
Keep a record for each person instead of relying on memory, messages or scattered notes. Where's Money shows the balance and the transactions behind it.
Can I track partial repayments?
Yes. Record each repayment as it arrives. The history remains available and the outstanding balance reflects what is still owed.
Can I track money I owe other people too?
Yes. Where's Money tracks money in both directions, so you can keep what is owed to you and what you owe in the same overall financial picture.
Do I have to connect my bank account?
No. You enter the information yourself. Where's Money does not require a bank connection and does not collect your financial data.
Know who owes you — without keeping it all in your head
Loans, repayments, history and outstanding balances in one financial picture.