Track your finances without connecting your bank
Where's Money lets you track cash, accounts, debts, investments and your overall financial position without giving the app access to your bank accounts.
Can I track my finances without linking my bank account?
Yes. Where's Money works without a bank connection. You enter the financial information you want to track yourself, so the app does not need your bank login or access to your bank accounts.
That also means you decide what belongs in your financial picture — from a simple account balance to cash, money owed, investments and your overall net worth.
Manual tracking doesn't have to mean tracking every purchase
Keep the level of detail that is useful to you.
Cash & accounts
Record balances without handing over bank credentials.
Debts both ways
Track money people owe you and money you owe to others.
Investments
Keep securities and dividends alongside the rest of your finances.
Net worth
See assets and liabilities together in one overall financial picture.
No bank login. No financial data sent to us.
Where's Money does not connect to your bank and does not collect your financial data. Your financial records stay on your devices and in your iCloud rather than being stored on our servers.
For people who prefer manual financial tracking, that keeps the relationship simple: you choose what to enter, and you remain in control of the information.
Manual where it makes sense. Updated market values where they matter.
You manually decide what accounts, cash, debts and other balances to track. Investments are different: stock prices can be updated from market data, so changes in portfolio value are reflected in your overall financial position.
You can also record dividends and keep investment performance in the same picture as the rest of your money.
What if you lose your iPhone?
Privacy doesn't have to mean losing everything with the phone. Your data can be restored from your iCloud on a new iPhone or iPad.
No automatic transaction feed
Because there is no bank connection, Where's Money does not automatically import your bank transactions. You control the records you add.
One financial picture
Manual entry isn't limited to expense tracking. Bring cash, accounts, debts, investments and other assets together.
Straight answers about finance apps without bank linking
Can I use a personal finance app without connecting my bank?
Yes. Where's Money does not require bank linking. You enter the balances and financial records you want to track yourself.
Does Where's Money need my bank login?
No. The app does not need your bank username, password or a connection to your bank account.
Do I have to enter every transaction manually?
No. You choose the level of detail. You can use Where's Money mainly to track balances, assets, debts and investments without recording every everyday purchase.
If my data is private, what happens if I lose my phone?
Your records can be kept in your iCloud, so you can restore them after installing Where's Money on a new iPhone or iPad.
Your finances without handing over your bank access
Track what matters to you, keep control of the data, and see your financial picture in one place.